2 practical tools
Insurance planning calculators
Build an estimate of the amount you want to protect from your own circumstances and values. Results are planning figures, not an insurance quote or a determination of what a policy covers.
Choose the right calculation
- Life Insurance Capital Needs Calculator
Estimate a life-cover gap from needs, debts, existing cover and available assets.
- Home Contents Replacement Value Calculator
Add the replacement values of your home contents by category.
- Insurance Premium Pro Rata Calculator
Allocate a premium over a chosen coverage period using a daily pro-rata model.
All insurance planning tools
Insurance planning
Life Insurance Capital Needs Calculator
Estimate a life-insurance capital gap from household income needs, support years, debts, available assets and existing usable cover.
Open calculator Insurance planningHome Contents Replacement Value Calculator
Total home contents from an itemised room-by-room inventory using quantities and replacement prices, with separate room subtotals and an overall value.
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