Field,Value Starting annual rate as percentage number,2 Basis point change,25 Illustrative constant balance,10000 Percentage-point change,=B3/100 New annual rate as percentage number,=B2+B5 Annual simple amount change,=B4*B3/10000 Instructions,Change B2 to B4 only. Rates are percent numbers: 2 means 2 percent. A negative basis point change is permitted. Scope,Annual amount change assumes simple interest on a constant balance. It is not a loan payment or bond-price change. Format,CSV with Excel-compatible arithmetic formulas. This is not an XLSX workbook.